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– Your earnest money can count toward your closing costs, or you can opt to apply it to the down payment of the home. Application of Earnest Money Although an earnest money deposit can go towards the closing costs of a home, it can also be credited towards a number of fees associated with home buying, such as the down payment or escrow fees.
Scroll down for more in-depth analysis. and there’s no detailed breakdown of where your money is going. Best feature: Many.
Half of your monthly take-home pay gets put toward. down payment and closing, but there’s more. Do you drive about 15,000 miles a year? The average total cost of car ownership was $8,469 in 2017.
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