Current 15 Year Fixed Rates

Today’s Most Prevalent Rates 30YR FIXED – 3.875% FHA/VA – 3.75% 15 YEAR FIXED – 3.75% 5 YEAR ARMS – 3.875-4.25% depending on the lender Ongoing Lock/Float Considerations Early 2019 saw a rapid.

It pays to shop around for mortgage rates. Find a competitive rate for your home loan with free quotes for 15-year mortgage rates.

Today’s Mortgage Rates and Refinance Rates. 15-year fixed-Rate Jumbo 4.375% 4.391% 7/1 arm Jumbo 4.125% 4.649% Rates, terms, and fees as of 8/24/2018 10:15 AM Eastern Daylight Time and subject to change without notice. Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.

Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.

Current Mortgage and Refinance Rates. Print. 30-Year Fixed-Rate VA, 3.25%, 3.581%. 20-Year Fixed. 15-Year Fixed-Rate Jumbo, 3.25%, 3.326%. 7/1 ARM.

View and compare urrent (updated today) 15 year fixed mortgage interest rates, home loan rates and other bank interest rates. Fixed and ARM, FHA, and VA rates.

Current 15 year fixed mortgage rates rate changes: Never; fully fixed for entire term. Benefits: Stable payments; builds equity faster; lower total interest costs than 30-year term. Alternative Strategy: Consider 30-year term and prepaying loan to preserve cash-flow flexibility. Useful for:.

The average 30-year fixed mortgage rate is 3.94%, down 5 basis points from 3.99% a week ago. 15-year fixed mortgage rates fell 6 basis points to 3.28% from 3.34% a week ago.

VA 15 Year Fixed: 3.375%* These VA Mortgage rates are based on an informal survey of our participating VA lenders for the date published. Please read below for more important information about current VA mortgage rates.

Mortgage Rates 15 Year Fixed Refinance Mortgage rates tend to be lower with 15-year fixed mortgages than 30-year fixed mortgage rates because lenders take into consideration that you’ll pay back the loan in a shorter amount of time. This can be advantageous to the lender as it can recoup the loan in half the time as a typical mortgage.

The 30-year fixed-rate mortgage (frm. when it averaged 3.99 percent. The 15-year FRM averaged 3.28 percent, down from last. Shopping for the lowest 15-year rates? Check out current mortgage rates and save money by comparing your free, customized home loan rates from NerdWallet.

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Mortgage Rates Just Crashed. I Explain Why Many home buyers gravitate toward the traditional fixed. 15- or 30-year terms – but home loans aren’t one-size-fits-all. You may be able to get an even lower initial interest rate, and a term.