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A home loan with an interest rate that remains the same for the entire term of the loan. adjustable-rate mortgage (ARM) Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London Interbank Offered Rate (LIBOR).
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Latinos and African-Americans in five Texas metro areas were more likely to be denied a conventional mortgage loan when compared with non-Hispanic whites, according to a new analysis. The review of.
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