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Home Loans In Oilton, Texas Limits for FHA Loans in Oilton, Texas range from $314,827 for 1 living-unit homes to $605,525 for 4 living-units. conventional Loan Limits in Oilton are $484,350 for 1 living-unit homes to $931,600 for 4 living-units. American Bank of Texas NA is a small bank with big plans for the Austin region.